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$20 Challenge Questions

January 1st, 2008 at 09:03 am

So I am inspired by the amounts of money people have been able to save by being creative, but I don't think I can participate in the $20 challenge. The reason? All my extra money I have designated to go towards paying down extra debt. However, I really like the idea of adding up the extra you make.

So my question is what do you do with your challenge money when you've collected it? Do you put it in a savings account? Do you use it to pay down debt? Or do you do something else with it?

I would like to participate, but I'll never be really accumulating anything. I'll be immediately paying something down with any extra money.

I guess in a way it really doesn't matter because the extra decrease in my debt will show that I've collected extra money along the way, but I'm still curious as to what you do with the challenge money.

Anyone else have these questions when he/she first started? Thanks in advance for all your help!