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My 2008 $20 Challenge

January 1st, 2008 at 12:29 pm

OK, I've been convinced to do this, too! Yay! So this is what I've decided will go into my $20 challenge:

1. Any money I round up from my checking account purchases.

2. Refunds received from any source.

3. Rebates.

4. Any Half.com or eBay sales.

5. Money earned from surveys (not including gift cards received in lieu of cash).

6. Extra from end of pay period (would be amount saved over budgeted amount, which means I found a way to save money from either bills, errands, or other expenses).

I'm not going to include my VA benefit because that is a normal amount I receive every month. I already have it directly transferred into my new online emergency fund savings account each month.

I will also not include any money this year that I received last year, but did not cash until this year. For instance I received a refund check from State Farm, which I mentioned in a previous post. If I had been doing the $20 challenge last year, then it would have been added to that.

So how does that sound? Any other ideas I haven't thought about?

To begin my challenge:

$20 Challenge as of January 1, 2008: $20.00

2 Responses to “My 2008 $20 Challenge”

  1. Ima saver Says:

    I save all my change except pennies!

  2. sagegirl Says:

    I paid for 2 train tickets and it was $6.00. All I had was a $20 cash, so the machine gave me back $14 in dollar COINS, which I really hate using (people around here act like they are fake or something). So it will start my challenge!!

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